Are you searching how to close Airtel Payment Bank account? Many people are now looking for easy ways to deactivate their Airtel Payments Bank account. Airtel Payments Bank was a good choice for simple recharges and money transfers. Now, however, several users are dealing with issues such as surprise fees and low transaction limits. So in case you fall under this category and want to know how to close Airtel Payment Bank account, then here is the complete guide for you. Keep reading to learn how every part of this process works.
What Is Airtel Payment Bank Account?
So, first of all, let’s know what is Airtel Payment Bank account. Airtel Payments Bank is a digital banking service. Was launched by Bharti Airtel in 2017. It enables customers to open savings accounts, make UPI payments, pay bills, and use a virtual debit card. All services are available online through the Airtel Thanks App. But due to various limits and charges, many users want to know how to close Airtel Payment Bank account quickly.
Why Do People Want to Close an Airtel Payment Bank Account?
Many users now want to know how to close Airtel Payment Bank account due to fees and limits. People also find better options in other banks. Some users have too many accounts to manage. Others are unhappy with customer service. These issues force people to close their accounts. If you are also facing such issues, it is time to understand easily.
Things to Know Before Closing Airtel Payment Bank Account
Before knowing how to close Airtel Payment, you should take care of a few things. You should clear all pending dues. Transfer all money to another bank account. Cancel all auto-payments linked to the account. Update linked services to avoid future issues. These steps will ensure a smooth closure process without delays.
Important Checklist to Follow
| Step to Follow | Reason |
| Transfer remaining balance | No funds left behind |
| Download bank statements | Record for future reference |
| Cancel auto-payments | Avoid failed transactions |
| Update linked services | Ensure smooth functioning elsewhere |
| Check and pay pending charges | Avoid deductions during closure |
| Update KYC if required | For identity verification |
Documents Required to Close Airtel Payment Bank Account
To proceed with how to close Airtel Payment account, you need some documents.
- You must have your Aadhaar card linked to the mobile number.
- Sometimes, a PAN card may be required.
- You may also need to fill an account closure form.
- But if you are closing it online, mostly Aadhaar and mobile number are enough for verification.
How to Close Airtel Payment Bank Account by Calling Customer Care?
If you want to know how to close Airtel Payment Bank account by phone, here are the steps. You can call Airtel customer care for account closure. Use 400 from an Airtel number or 8800688006 from any number. Tell them you want to close your account. Give your mobile number and Aadhaar details for verification. Confirm why you want to close. Make sure there is no money left in your account. It takes up to 7 working days. You will get SMS confirmation once done.
How to Close Airtel Payment Bank Account via Email?
You can also know how to close Airtel Payment Bank through email. Write an email to wecare@airtelbank.com. Mention your mobile number, Aadhaar, and reason for closing the account. Attach Aadhaar and PAN copies if asked. You will receive a reply with instructions. Follow them to complete closure. If they don’t reply within 7 days, send a reminder email.
How to Close Airtel Payment Bank Account by Visiting a Store?
Many people prefer visiting a store when searching how to close Airtel Payment Bank account. Go to the nearest Airtel store. Carry Aadhaar and PAN card. Request an account closure form if needed. Fill it properly. Give them your reason for closing. Ensure zero balance before submission. The staff may ask for verification. The closure takes about 7 working days. After that, you will receive an SMS confirmation.
Are There Any Charges to Close an Airtel Payment Bank Account?
Understanding charges is key when you search. Generally, there is no charge for account closure. But if the wallet is inactive for 6 months, ₹20 may be deducted. Savings account may have a ₹15 + GST charge quarterly. Sweep account balances may also attract fees. So check and settle all dues before requesting closure.
Possible Charges Table
| Account Type | Possible Charges |
| Wallet inactive for 6 months | ₹20 wallet maintenance fee |
| Savings account | ₹15 + GST every quarter |
| Sweep account | Balance transfer charges may apply |
| Dormant account | Bank may deduct applicable fees |
What Happens to Airtel Wallet After Closing the Bank Account?
When you close Airtel Payment Bank, your Airtel Wallet also gets closed. You should use or transfer wallet money before account closure. If the wallet is inactive for 6 months, Airtel deducts ₹20. If money is left, and you don’t claim it, it may be lost. Therefore, always check wallet balance before you proceed.
How to Check Airtel Payment Bank Account Closure Status?
Once you start the process, you may want to check status. You can do this in three ways. First, by logging into the Airtel Thanks App. Second, by calling 400 or 8800688006. Third, by visiting the Airtel store. Always confirm closure completion to avoid future issues.
How to Use Airtel Thanks App to Check Account Status?
For people asking how to close Airtel Payment Bank account, the Airtel Thanks App can help track status. First, download the app. Enter your registered mobile number. Verify using OTP. Go to the Payment Bank section. Check account status and balance. This is the easiest way to monitor closure requests.
Common Problems While Closing Airtel Payment Bank Account
While knowing how to close Airtel Payment Bank account, you may face some issues. If balance is left in the account, closure is delayed. If KYC is incomplete, closure won’t proceed. If auto-payments are active, services may get disrupted. Always clear these issues before sending closure requests.
Common Issues and Fixes
| Problem | Solution |
| Balance left in account | Transfer to another bank |
| Incomplete KYC | Complete KYC before closure |
| Active auto-debits | Cancel all auto-payments |
| Linked apps like Google Pay, PhonePe, Amazon | Unlink before closure |
| Pending transactions | Clear all dues and payments |
Alternatives to Airtel Payment Bank
If you are closing Airtel Bank, you may want better options. Here are some good alternatives:
Better Payment Banks
| Bank Name | Key Features |
| Paytm Payments Bank | Zero charges for most services |
| Jio Payments Bank | Easy account opening and smooth UPI |
| Fino Payments Bank | Low fees and wide availability |
| India Post Payments Bank | Available at post offices, easy access |
These are good choices if you are looking for better banking alternatives.
Final Checklist Before Closing Airtel Payment Bank Account
Here’s a quick list to check before requesting closure:
| Checklist Item | Status (Tick when done) |
| Transferred all remaining funds | |
| Downloaded all bank statements | |
| Canceled all auto-debits | x |
| Cleared all pending charges | |
| Updated KYC if required | |
| Unlinked from UPI and apps |
Conclusion
Knowing how to close Airtel Payment Bank account is important if you are facing problems with fees or limits. You can close it easily by calling customer care, sending an email, or visiting a store. Make sure to clear funds, cancel auto-payments, and complete KYC. Always confirm closure to avoid future issues. Closing your Airtel Payment Bank account can be easy when you follow these steps carefully.
Read Our More Blogs…