Odisha government has planned a health scheme for all i.e BSKY card It provides free medical services to qualifying families. The purpose of the scheme is to ease financial burdens of medical treatment. It includes surgeries, hospitalization, medicines and more.
If you are a resident of Odisha, this scheme can help. The BSKY card provides high coverage for medical expenses. This article explains the eligibility, benefits, application process, and claims.
What is the BSKY Card?
The BSKY card is part of the Biju Swasthya Kalyan Yojana. It provides financial support for medical treatments. The card allows access to free healthcare in government-approved hospitals. It helps families who cannot afford expensive medical care.
This scheme was launched in 2018 by the Odisha government. It ensures cashless treatment for critical and routine health needs. The scheme covers lakhs of families across the state.
How to Apply for Biju Swasthya Kalyan Yojana Card?
Applying for the BSKY card is a simple process. The scheme is available to Odisha residents only. Follow these steps to apply and receive your health card.
- Are you eligible: Review the requirements
- Gather documents: You’ll need proof of your identity, proof of your address and proof of your income.
- Goto to the enrollment center: Apply at a certified government center.
- Upload documents: Upload the necessary documents for verification.
- Receive your BSKY card: Once verified, you get your health card.
Who Can Get the Biju Swasthya Kalyan Yojana Card?
The BSKY card is available to all Odisha residents. Families under the BPL and APL categories can apply. There are no age restrictions for enrollment.
Even newborns and senior citizens can be part of the scheme. If you live in Odisha, you are eligible for this benefit. The goal is to provide healthcare to every resident.
Benefits of the Biju Swasthya Kalyan Yojana Card
The BSKY card provides multiple healthcare advantages. It ensures financial relief for medical expenses. Below are the key benefits:
- High coverage – INR 5 lakh per family and INR 10 lakh for women.
- Free treatments – Covers surgeries, hospitalization, and medicines.
- Cashless service – No need to pay at partnered hospitals.
- Pre-existing diseases covered – No waiting period for common illnesses.
- Maternity benefits – Covers delivery and postnatal expenses.
- No room rent limit – Patients can stay in hospital rooms without extra cost.
Medical Treatments Covered Under BSKY Card
The Biju Swasthya Kalyan Yojana card covers a wide range of treatments. IIt guarantees the access of fundamental health services. Here’s a breakdown of which treatments are covered:
| Treatment Type | Coverage |
| In-patient care | This covers hospitalisation, room rent and medical treatment |
| Out-patient care | Encompasses outings to the doctor, exams and prescriptions |
| Maternity care | Includes delivery and after the delivery care |
| Critical illnesses | From heart disease, through kidney failure and cancer |
| Surgeries | Covering more than 250 varied surgeries |
| AYUSH treatments | treatments from Ayurvedic, Unani, and Homeopathy |
BSKY Card Apply Required documents
Documents required to apply for Biju Swasthya Kalyan Yojana card. These documents help in verification. Keep the following ready:
- Aadhaar card – Proof of identity.
- Voter ID – Residency proof.
- Income certificate – Proof of financial status.
- Ration card – Details of the family.
- Passport-size photos – Required for application.
Claim Process for BSKY Card
Using the Biju Swasthya Kalyan Yojana card for medical treatment is easy. The claim process ensures cashless services at hospitals. Follow these steps to use your card:
- Visit an empaneled hospital – Choose a partnered healthcare center.
- Show your BSKY card – Provide the card for verification.
- Get treatment – Receive medical care without upfront payment.
- Hospital processes the claim – The hospital submits the bill for approval.
- Claim settlement – The government pays directly to the hospital.
List of Partnered Hospitals Under BSKY Card
The Biju Swasthya Kalyan Yojana card can be used in many hospitals. These hospitals are approved by the Odisha government. The number of partnered hospitals is increasing.
| Hospital Type | Availability |
| Government Hospitals | Available across Odisha |
| Private Hospitals | Selected hospitals are partnered |
| AYUSH Centers | Includes Ayurvedic, Unani, and Homeopathy |
BSKY Card for Women: Special Benefits
Women get extra coverage under the Biju Swasthya Kalyan Yojana card. This ensures better healthcare services for them. Below are some special benefits:
- Higher coverage – Women get INR 10 lakh coverage.
- Maternity benefits – Covers delivery and postpartum care.
- Pre-existing disease coverage – Includes common health issues.
Common Mistakes to Avoid While Applying
Many people make errors during BSKY card apply. Steer clear of this oversights to ensure you’re not met with a bumpy ride:
- Not checking eligibility: Be sure you’re eligible before applying.
- Driving with missing documents: be prepared with all necessary papers.
- Now visit only to empaneled hospitals: Not above hosptails
- Overlooking coverage details: Read the coverage details.
Adding a New Family Member to the BSKY Scheme
If you need to add a member to your BSKY card, follow these steps:
- Visit the enrollment center – Go to an official government office.
- Submit family details – Provide ID proof and relationship documents.
- Verification process – Wait for approval.
- Receive updated card – The new member will be added.
Future of the BSKY Scheme
The BSKY card is expected to expand. More hospitals will join the network. The government may introduce an online application system.
Over time, the benefits may grow. And that means better healthcare for everyone. The objective is to make medical treatment readily available.
Conclusion
The BSKY card is a vital healthcare initiative in Odisha. It provides free medical treatment to eligible families. The scheme provides high coverage and cashless benefits, and guarantees quality healthcare. Brokers make money by buying and selling. It is a move toward improved health and financial stability.
FAQs
Q1. Who is eligible for a BSKY card?
The applications are available for the Odisha residents under both BPL and APL families.
Q2. Can I use BSKY card in any other state?
No, the scheme is applicable only in Odisha.
Q3. Is BSKY card cover all diseases?
Most treatments are covered, but there are some exclusions.
Q4. How long does it take to receive a card?
The verification is followed by fast issuing of the card.
Q5. Can I apply online?
At this time, there is no option to apply online.
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